Effective Date: 13 October, 2025

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1. Acceptance of Terms

By accessing or using the Lavish Gains website (the “Site”) or our services, you agree to be bound by these Terms of Use (“Terms”). If you do not agree, do not use the Site.

2. Eligibility

You must be at least [age, e.g. 18] or the minimum age required in your jurisdiction to form a binding contract. If you are using this Site on behalf of an organization, you represent you have authority to bind that entity to these Terms.

3. Account Registration

If registration is required, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your credentials confidential and not share with others
• Accept responsibility for all activity under your account
• We reserve the right to suspend or terminate accounts in case of misuse or breach.

4. Acceptable Use & Restrictions

You agree not to:

• Use the Site for unlawful or harmful activities
• Violate any applicable laws, rules, or regulations
• Infringe intellectual property or other rights of others
• Upload or distribute viruses, malware, or harmful code
• Interfere with or disrupt the Site or servers
• Attempt to gain unauthorized access to systems
• Harvest or scrape data beyond permitted use
• Use automated means (bots, spiders) without permission
• Impersonate others or mislead as to affiliation
• We may refuse or suspend access for users violating these rules.

5. Intellectual Property

All content on the Site (text, graphics, logos, images, software, etc.) is owned or licensed by Lavish Gains and protected by copyright, trademark, or other laws. You may use content only for your personal, noncommercial use (unless otherwise permitted).

You grant us a non-exclusive, royalty-free license to use any content you submit (reviews, comments) for purposes of providing, displaying, promoting, or improving the Site.

6. Disclaimers & Limitation of Liability

The Site and content are provided “as is” and “as available,” with no warranties of any kind, whether express or implied.

We disclaim warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.

In no event shall Lavish Gains, its officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of your use of (or inability to use) the Site, even if advised of the possibility of such damages.

Our total aggregate liability to you for any claim shall not exceed the amount you paid (if any) to access or use the Site during the preceding 12 months.

7. Indemnification

You agree to indemnify, defend, and hold harmless Lavish Gains, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your breach of these Terms, your use of the Site, or your violation of laws or rights of others.

8. Modification of Terms & Services

We may change, suspend, or discontinue any aspect of the Site or services at any time, with or without notice. We may update these Terms; continued use after such changes constitutes acceptance of the new Terms.

9. Termination

We reserve the right to suspend or terminate your access (or the entire Site) at our discretion, without notice, for cause or no cause, including if you breach these Terms.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of [Your State / Country], without conflict-of-laws principles. Any disputes arising will be resolved in the courts of [Your Jurisdiction], or by arbitration if you agree.

11. Severability & Waiver

If any provision fails to the extent of being held unenforceable, the remainder stays in effect. Our failure to enforce any right or provision does not waive our rights.

12. Entire Agreement

These Terms, along with the Privacy Policy and any other policies or notices on the Site, constitute the entire agreement between you and us concerning the Site and supersede all prior agreements.

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Additional Legal Disclaimers / Statements

No Financial / Investment Advice

The content on the Lavish Gains site is provided for informational purposes only. It does not constitute financial, investment, legal, or tax advice. You should consult a professional before making any decisions.

No Guarantee of Results

Any results, earnings, projections, or testimonials shown on the Site are illustrative and not guarantees of future performance. Past performance is not indicative of future results.

Affiliate / Advertising Disclosure

The Site may contain affiliate links, advertisements, or sponsored content. We may receive a commission or other compensation if you click or make purchases through these links. This does not affect your cost. We only promote products or services we believe in.

Third-Party Content

We may offer links or references to third-party websites, content, or services. We do not endorse or control these third parties and are not responsible for their practices, content, or terms.

Changes to Legal Statements

We reserve the right to revise the Privacy Policy, Terms of Use, or other legal statements at any time. We will post the updated version on the Site with a revised effective date.